We are a Carbon Neutral Electronic Money Institution Financial Super App
Our concern for the wellbeing of our planet and people, motivated us to create a digital ecosystem where your transactions can become the currency for transformation.
Our vision goes beyond banking
to take charge of their financial journey and have a positive impact
on the planet while doing so.
Vision
At Ribbon, we envision a world where financial empowerment and environmental stewardship go hand in hand. Our vision extends beyond traditional banking, aiming to create a sustainable financial ecosystem that enables our customers to thrive financially and champions our planet's health. We believe in pioneering innovative financial solutions that foster economic growth, personal empowerment, and environmental sustainability.
Mission
Our company, Ribbon has a mission to revolutionize the way individuals and businesses interact with their finances by providing a platform that is not only secure, intuitive, and accessible but also deeply committed to making a positive impact on the planet. We aim to empower our customers with the tools, knowledge, and opportunities to take control of their financial journey, make informed decisions, and support sustainable practices.
Agency over your financial wellbeing
Our People
Meet our team
Ribbon is an integral component of a distinguished financial services group, featuring industry experts and leaders as co-founders and board members.
Ashesh Jani
CEO & Co-founder
Former Retail and Digital Banking head at ICICI Bank. Leading their U.K., Europe and North America businesses.
Rajesh Radhakrishnan
Chief Technology Officer
Experience of implementing, adapting and managing IT infrastructure, applications and platforms along with building cryptocurrency trading platforms and e-wallets
Sonal Chopra
Head of Compliance & Risk
Sonal is an accomplished compliance subject matter expert, with over two decades of banking experience, specifically and most recently related to the UK financial regulatory regime. She specialises in conduct risk and data protection matters.
Manish Vaid
Head of Channels
A result driven professional with extensive experience in Business Development, Marketing and Product Management. In his professional career, Manish was Head of Bancassurance & International Business for Kotak Life Insurance (India); and Head of Marketing & New Account Acquisitions for ICICI Bank UK PLC.
Riddi Viswanathan
Channel Manager
Riddi is a University of Manchester graduate with over 5 years of experience in the Higher Education industry specialising in the UK-India corridor. As a former student leader, Riddi has represented young people at the Houses of Parliament Westminster, European Parliament Brussels and has been invited by leading media houses including the BBC, New York Times, NDTV, The Hindu for her opinions. Riddi is also a former entrepreneur with a successful exit in the edtech sector.
Bhaskaran Thangaraj
Channel Manager
Bhaskaran has 4 years of UK experience in Banking as a Relationship Manager sourcing new and managing existing corporates in the UK-India corridor to help employees with their banking requirements. Has significant sales and business development experience across a wide range of industries, like IT Service, IT Consulting, Business Consulting Service and Banking with consultive selling experience. He holds a Master's in Business Administration and a PGD in Marketing Management.
Hiral Kothari
Regional Manager
Hiral is a driven finance professional with a strong academic background with work experience in the fintech industry. She holds a double Masters’ degree in Investment Risk & Finance and an LLM in Banking and Financial Law. Hiral has a good understanding of the financial markets and the regulatory environment, as well as the skills necessary to manage and grow businesses.
David Oxley
HR Manager
A HR professional with 15+ years working in the profession, having originally worked in the UK for a large Hospitality Company in the Southwest David now resides in Gibraltar since 2018 and has more recently been working in the fintech and finance space as well as consulting for start-ups in HR.
Vishal Sinha
Head of Operations and Customer Experience
Vishal Sinha is a seasoned operations and customer service professional with 13+ years of experience as a visionary architect of change in the worldwide banking sector. With a commitment to digital transformation, Vishal is dedicated to creating a more customer-centric tomorrow and embraces a new era in finance, where each customer touchpoint is an opportunity to deliver excellence.
Sal Syed
Head of Digital
Former Oracle and SAP software services executive, experienced in launching and advising technology startups, delivering FinTech & RegTech solutions, and managing Digital Transformation projects.
Nuria Harjani
Non Executive Director
Specialises in business advisory, client acquisition, growth and management of portfolios in Finance, E-money and Fintech across Europe
Franco Cassar
Non Executive Director
An experienced financial services professional, including 35 years in UK Retail/Corporate Banking. He has served as an executive Board member of the Gibraltar Bankers Association, Gibraltar Financial Services Commission, Gibraltar Finance Centre Council and Gibraltar Chamber of Commerce and currently holds INED positions in banking and insurance sector companies and non-financial regulated companies.
Change is in your hands
